Some of our Lenders
Every day, we have over 50 Lending Institutions ready to compete for your mortgage. Some of our top Lending Institutions include:
- TD Canada Trust
- CMLS Financial
- National Bank
- Optimum Mortgage
- B2B Bank
- ICICI Bank
- First National
- CFF Bank
- Equitable Bank
- Home Trust
- RMG Mortgages
- Bridgewater Bank
- Home Equity CHIP
- Partner Mortgage
- Street Capital
- and many more…
Why go to a bank to get a mortgage? …. well that’s where the money is, and that’s exactly where we go.
going to the bank through a mortgage broker has many benefits!.
First of all, all we do are mortgages, so we know them inside out. We know which lender has the specials, which lender has tighten their guidelines, which lender will offer a 1 year free subscription to “Home System Warranty Program”. We will work with you to get the very best mortgage solution possible.
Secondly, you have come to us for a mortgage. We won’t be cross selling you other bank products. Our goals are not trying to meet weekly sales targets, our goal is to ensure you are able to find suitable financing. Our marketing strategy is to ensure you are very happy with our service, so much so that you will recommend us.
Thirdly, shopping on your own involves meeting with multiple banks to fill out applications, waiting for feedback from each bank to compare – the response time may not be as quick as you would like. Working with us, involves one application, where we use the same application for all the banks we approach.
Working with us increases your negotiating power. Remember, in the eyes of the bank, we represent many, many borrowers, so we are definitely repeat business. The banks know we are very well informed as to who has the best rates, and will compete accordingly.
Working with us is essentially free. The cost of our service is paid to us by the lenders as a “finders fee”, and the amount paid is fairly consistent among the lenders, so there is no bias as to which lender to use. The lender of choice is strictly based on the best solution for you the borrower.
So if you prefer to spend a lot of time shopping for yourself to get the very best rate and terms, be prepared to spend a lot of time, or you can come directly to us, and we can shop and negotiate at a more effective level.
Remember, adding a mortgage broker to your team of experts, will strengthen your financial health.