Second Mortgages are generally more expensive then first mortgages, however, that higher expense affords a little bit more forgiveness on approving extra funds, and in some cases this is necessary.

Some times a Second Mortgage makes more sense then a refinance, because the penalty to refinance the first mortgage is higher then the total cost to obtain a Second Mortgage.

We will explore the most cost effective way for you to obtain the extra funds you require for your circumstances.