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Options


Mortgage Options

It’s important to take a look at the options that are available for any mortgage, as they will affect the overall cost of your mortgage.
For instance, more often then not a lender will increase the rate for a fully open mortgage, or financing your property above 80% (high ratio), will require an insurance premium to be paid.
Look at the following links to review the costs and benefits of these options.

Cash Back

Cash Back

  The Cash Back Option, as the name implies, will
Mortgage Insurance

Mortgage Insurance

  We bring you mortgage insurance protection
Conventional vs High Ratio

Conventional vs High Ratio

  What is High Ratio? What is Conventional? Simply put
Pre-payments

Pre-payments

Prepay now and become mortgage-free sooner. For most of us,
Variable vs. Fixed Rate Mortgage

Variable vs. Fixed Rate Mortgage

The variable vs. fixed debate goes on Choosing between the
Open vs. Closed Mortgage

Open vs. Closed Mortgage

  You may have heard about “open” or “closed”